Credit Cards
 As a proud member of the NRA, get the credit card benefits that you deserve and support the NRA with each purchase.
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Summary of Credit Terms
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Summary of Credit Terms |
Benefits:
- Save right away with an introductory 0% APR* on all of your purchases for the first 6 billing cycles after your account is opened.
- Then keep saving with a variable APR between 11.99% and 18.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires.
- Every purchase you make helps support valuable NRA programs.
- Choose from six different card designs or, personalize your card with your favorite photo!
- Zero liability for unauthorized charges.††
- No annual fee.*
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Benefits:
- Earn 1 point for every $1 in qualifying purchases.†
- Earn 1,000 bonus points upon first usage within the first three billing cycles after your account is opened.†
- Every purchase you make helps support valuable NRA programs.
- Choose from six different card designs or, personalize your card with your favorite photo!
- Zero liability for unauthorized charges.††
- No annual fee.*
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Important Information
In order to keep this great rate, you must make payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason. Please note that the introductory rate applies to new accounts only and does not apply to balance transfers and cash advances. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law.
*For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.
†See the Rewards Terms and Conditions in the Summary of Credit Terms for details.
†† Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
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